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Private Health Insurance - Hospital Cover

Health Insurance - Hospital Cover 60 Day money back guarantee on Private Health Insurance.
Our hospital cover starts from $302.30 per year.
When one of life's unexpected events occur to you or someone in your family, you need to be prepared with private health insurance. You can enjoy peace of mind from knowing that our health cover you can choose your own doctor, hospital and time of treatment with Healthcare Assist private health insurance.

Hospital cover provides benefits towards hospital and medical bills while you are an inpatient in a participating hospital.

With our hospital cover you can:

  • be treated as a private patient
  • avoid public hospital waiting lists
  • choose your own doctor and hospital
  • avoid the Medicare levy surcharge
  • lock in your lifetime health cover age
  • have peace of mind knowing you're covered for unexpected medical bills.

You can take out hospital cover on its own but many people choose to combine it with extras cover. You can mix and match any of our hospital covers with just about any extras cover to create a health cover that's just right for you.

Levels of Hospital Cover

We have three different levels of hospital cover so that you can find one that suits you.

Gold Our highest level of hospital cover, provides members who want peace of mind with top benefits, and no exclusions.

Provides private hospital cover with nil excess or you can choose an excess to reduce your premium.

For more information download a member guide by clicking on your state on the map of Australia.
   
Silver

Our intermediate level of hospital cover, provides for members who don't want or need certain services, and therefore excludes:
Obstetrics, IVF and related services, join replacement, cataract surgery, and some cosmetic surgeries.

Provides private hospital cover with nil excess or you can choose an excess to reduce your premium.

For more information download a member guide by clicking on your state on the map of Australia.

   
Bronze Our basic level of hospital cover, provides you with cover as a private patient in a public hospital. You can avoid the public hospital waiting list and choose your own doctor. This cover is suitable if you want a basic level of hospital cover to avoid the Medicare Levy Surcharge.

Provides cover as a private patient in a public hospital with nil excess or you can choose an excess to reduce your premium.

For more information download a member guide by clicking on your state on the map of Australia.

Remember: when you take out hospital and extras cover with Healthcare Assist private health insurance you'll be eligible for Connect Rewards dollars that you can use towards items such as reducing your excess, increasing benefits payable or limits, save money on services not normally covered (see our member guide for details).

Private Health Insurance - Extras Cover

Health Insurance - Extras Cover Join before the end of the month and we will waive the waiting periods for general dental, physio, occupational therapy and pharmacy.

Extras cover starts from $161.50 per year.
Extras cover provides benefits for services like dental, optical (glasses and contact lenses), physiotherapy and chiropractic and natural therapy (see our member guide for a full list). This is the versatility that makes extras cover beneficial.

With extras cover you can:

  • Claim towards the cost of services not covered by Medicare
  • Claim on the spot using your membership card at more than 20,000 extras providers throughout Australia.

You can take out extras cover on its own but many people choose to combine it with hospital to give them a complete health cover. You can mix and match just about any extras cover with any of our hospital covers to create a health cover that's just right for you.

Levels of Extras Cover

We have three different levels of extras cover so that you can find one that suits you.

Gold Covers a comprehensive range of services with excellent benefits.

See our member guide for details, by clicking on your state on the map of Australia.
   
Silver Covers and extensive range of services with adequate benefits.

See our member guide for details, by clicking on your state on the map of Australia.
   
Bronze Covers a range of common services with adequate benefits.

See our member guide for details, by clicking on your state on the map of Australia.

Remember: when you take out extras cover and hospital cover with Healthcare Assist private health insurance you'll be eligible for Connect Rewards dollars that you can use towards items such as reducing your excess, increasing benefits payable or limits, save money on services not normally covered (see our member guide for details).
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Our health cover comes with a 60 day money back guarantee.

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Additional Information


For more information on health cover select your state on the map, where you can find our:

  • member guide
  • participating hospitals
  • rate charts
  • application forms
  • frequently asked questions.

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